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wife came to the US on a managers work visa, wants to buy a car but cant

This is a discussion on wife came to the US on a managers work visa, wants to buy a car but cant within the General Chat forums, part of the Main Category category; get a loan. how do ppl do it? i being a US citizen would take out the loan myself but ...





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Old 07-12-2008, 09:22 AM   #1
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get a loan. how do ppl do it? i being a US citizen would take out the loan myself but my credit is WAY in the dumps...
she has a job here in the US thats how she got the visa so quick its called an L1A visa. she can get a non interest bearing bank account basically a savings account, but she cant get a loan because she doesnt have a social # ...at least thats what i understood. so why do i see a ton of immigrants drivin arround in new cars?
as a side question if i apply to get a loan from a car with my crappy credit..but lets say i have a good credit co signer ...will that work??? and will it show on my credit report that im doing well. or does the co signer get the credit for that?
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Old 07-12-2008, 10:49 AM   #2
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She may have to get a job, open a bank account and get a secured credit card. She then will be in a much better position to buy a car and have the contacts she'll need to help get her a loan. Good luck.
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Old 07-12-2008, 10:56 AM   #3
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My husband and I are both U.S. citizens, however,we have terrible credit, so when I bought my Expedition, we had to have our friend co-sign for us. We make the payments, he gets the credit,
But I have my truck!
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