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What is the difference between an HMO and traditional health insurance?

This is a discussion on What is the difference between an HMO and traditional health insurance? within the General Chat forums, part of the Main Category category; I know that HMO's came about in the 1970's due an act of Congress which subsidized them (in ...





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Old 06-29-2008, 02:23 PM   #1
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I know that HMO's came about in the 1970's due an act of Congress which subsidized them (in response to rampant inflation), but what was health insurance like before?
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Old 06-29-2008, 02:26 PM   #2
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HMO's require you to pick from a limited number of "in network doctors" as well as referrals to specialists. You cannot go directly to the specialists. HMO's are a pain in the A** an d on their way out!
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