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i have a 468 credit score 7000 in debt should i pay it off or file for bankruptcy?
This is a discussion on i have a 468 credit score 7000 in debt should i pay it off or file for bankruptcy? within the Credit forums, part of the Main Category category; i also have a repossesion and a judgement against me on my record.at this point with such a low ...
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06-10-2008, 04:20 AM
| #1 |
| Junior Member Join Date: Jun 2008
Posts: 1
| i also have a repossesion and a judgement against me on my record.at this point with such a low credit score and a repo would it be easier to just go bankrupt and start over i also have a repossesion and a judgement against me on my record.at this point with such a low credit score and a repo would it be easier to just go bankrupt and start over |
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06-10-2008, 04:21 AM
| #2 |
| Junior Member Join Date: Jun 2008
Posts: 5
|  Bankrupcy is a LAST resort and too many people are taking that step as an easy way out. We owed over $57,000 dollars in CREDIT CARD DEBT. This did NOT include any house mortgage. It was purely CC debt. We made a plan and stuck to our guns. Here I am 10 years later with credit scores in the 780 range and $0 Debt. We just paid the last of it off and we never went bankrupt - just kept chipping away at that mountain and slowly it came down. Don't live outside your means. Stop charging things. If you don't have the money to pay for your debt - you should't be buying new stuff. it's just a way of life that you will have to adopt - but you can do it. I know we did - you could. comepared to us - $7,000 is NOTHING!! Good luck |
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