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can my sister get insurance to drive my car without my name being on the insurance?

This is a discussion on can my sister get insurance to drive my car without my name being on the insurance? within the Cars and Bikes forums, part of the Main Category category; she wants to take over payments, but the car title has to stay in my name. i am not going ...





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Old 06-11-2008, 05:42 AM   #1
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she wants to take over payments, but the car title has to stay in my name. i am not going to be driving it, so i shouldnt have to pay for insurance.
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Old 06-11-2008, 05:42 AM   #2
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You will need to check with the insurance agent or insurance company that services the policy. I work for an insurance tracking company for many different banks. The banks do not care if the vehicle is insured under other people's names, but the insurance companies normally do. For legal reasons, you may need to be listed as an excluded driver on her insurance policy. That's usually the policy that is applied if you would have the loan in your name and your sister would be driving the vehicle.
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Old 06-11-2008, 05:55 AM   #3
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You could co-title the car. Put both names on it. Heres the thing - You can't insure something that you don't own. If she took out an insurance policy on the car that is just in your name and had an accident, the claim could be denied.
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